1 Year Fixed Rate Cash ISA
Enjoy peace of mind with our 1 Year Cash ISA, fixed for the term so you know exactly what your return will be and make the most of your tax-free** savings.
Apply for a 1 Year Fixed Rate Cash ISA
Highlights:
- Enjoy a fixed tax-free** interest rate of 4.67% AER*
- A 1 Year Fixed Rate Cash ISA offers stability, where you know how much interest you’ll earn over the term
- Minimum initial deposit of £5,000
- Choose between monthly or annual interest
* AER stands for annual equivalent rate and illustrates what the interest rate would be if it was paid and compounded once each year.
Tax treatment depends on individual circumstances and may be subject to change in the future.
** Tax Free - the contractual rate of interest payable where interest is exempt from income tax. The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change. Tax treatment depends on an individual’s personal circumstances. The government is responsible for the favourable tax treatment of ISAs and that may change.
Why a 1 Year Fixed Rate Cash ISA could be right for you:
- You value stability and want to know how much interest you’ll earn
- You’re happy to lock away your savings for 1 year
- You already have an ISA that you want to transfer to us during the current tax year
- You don’t need instant access to your savings
- You want a Cash ISA you can open and manage online
Not the right savings account for you?
We understand that finding the best fixed rate ISA will be important, but your savings goals may look different to others. If a 1 Year Fixed Rate Cash ISA isn’t the right option for you and your needs, we offer plenty of alternatives to help you find the perfect saving method for you. Why not have a look through our other savings accounts?
See all products
Frequently asked questions
A 1 Year Fixed Rate Cash ISA is a tax-free** savings account where your money is saved for a fixed term, helping you earn a fixed rate of interest over one year.
When your 1 Year Fixed Rate Cash ISA matures, you’ll usually have the option to withdraw your savings, transfer them to another ISA or reinvest them into a new fixed term (subject to the account terms).
You can save up to your annual ISA allowance each tax year across all your ISAs. The allowance is set by the government and can change each tax year.
For the current tax year 2026-2027, the annual ISA allowance is £20,000
A 1 Year Fixed Rate Cash ISA locks your money away for a set term in return for a fixed interest rate, while an Easy Access Cash ISA lets you access your money more easily but may offer a variable interest rate.