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Our products at a glance

Saving, like so many things in life, is about balancing your needs. We've listened to what savers like you have to say and put together a simple range of products so you can choose the combination of access, rate, and certainty that suits you the most.

Choosing the best savings option is easy with Charter Savings Bank because we only have simple, straightforward, and easy-to-understand ways to help you grow your savings. Whether you're saving over a longer term for a special occasion or looking for a home for money that you can access quickly, we've got a savings account for you.

Click on the product tabs on the left for further product information.

Click here for latest ISA News & Help.


Savings products & rates at a glance

Name Interest
paid Balance
from Balance
to Gross
interest** AER* Online Postal

Fixed Rate Bond

1 Year Fixed Rate Bond

AER*

4.20%

Gross interest **

4.12%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

1 Year Fixed Rate Bond

AER*

4.20%

Gross interest **

4.20%

Balance

£5,000 - £1,000,000

Interest paid

Annually

18 Month Fixed Rate Bond

AER*

4.11%

Gross interest **

4.11%

Balance

£5,000 - £1,000,000

Interest paid

Annually

18 Month Fixed Rate Bond

AER*

4.11%

Gross interest **

4.03%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

2 Year Fixed Rate Bond

AER*

4.00%

Gross interest **

4.00%

Balance

£5,000 - £1,000,000

Interest paid

Annually

2 Year Fixed Rate Bond

AER*

4.00%

Gross interest **

3.93%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

Notice Account

30 Day Notice - Issue 27

AER*

4.60%

Gross interest **

4.60%

Balance

£5,000 - £1,000,000

Interest paid

Annually

30 Day Notice - Issue 27

AER*

4.60%

Gross interest **

4.51%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

60 Day Notice - Issue 39

AER*

4.65%

Gross interest **

4.55%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

60 Day Notice - Issue 39

AER*

4.65%

Gross interest **

4.65%

Balance

£5,000 - £1,000,000

Interest paid

Annually

95 Day Notice - Issue 73

AER*

4.70%

Gross interest **

4.70%

Balance

£5,000 - £1,000,000

Interest paid

Annually

95 Day Notice - Issue 73

AER*

4.70%

Gross interest **

4.60%

Balance

£5,000 - £1,000,000

Interest paid

Monthly

Easy Access

Easy Access - Issue 58

AER*

4.59%

Gross interest **

4.50%

Balance

£1 - £1,000,000

Interest paid

Monthly

Easy Access - Issue 58

AER*

4.59%

Gross interest **

4.59%

Balance

£1 - £1,000,000

Interest paid

Annually

Cash ISAs

1 Year Fixed Rate Cash ISA

AER*

4.23%

Tax Free

4.23%

Balance

£5,000 - £1,500,000

Interest paid

Annually

1 Year Fixed Rate Cash ISA

AER*

4.23%

Tax Free

4.15%

Balance

£5,000 - £1,500,000

Interest paid

Monthly

18 Month Fixed Rate Cash ISA

AER*

4.06%

Tax Free

4.06%

Balance

£5,000 - £1,500,000

Interest paid

Annually

18 Month Fixed Rate Cash ISA

AER*

4.06%

Tax Free

3.99%

Balance

£5,000 - £1,500,000

Interest paid

Monthly

2 Year Fixed Rate Cash ISA

AER*

4.05%

Tax Free

3.98%

Balance

£5,000 - £1,500,000

Interest paid

Monthly

2 Year Fixed Rate Cash ISA

AER*

4.05%

Tax Free

4.05%

Balance

£5,000 - £1,500,000

Interest paid

Annually

Easy Access Cash ISA - Issue 57

AER*

4.59%

Tax Free

4.59%

Balance

£1 - £1,500,000

Interest paid

Annually

Easy Access Cash ISA - Issue 57

AER*

4.59%

Tax Free

4.50%

Balance

£1 - £1,500,000

Interest paid

Monthly

* AER stands for annual equivalent rate and illustrates what the interest rate would be if it was paid and compounded once each year.
** GROSS - the interest that you earn on money in your account before income tax is deducted.
Tax Free - the contractual rate of interest payable where interest is exempt from income tax. The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change. Tax treatment depends on an individual’s personal circumstances. The government is responsible for the favourable tax treatment of ISAs and that may change.
The notice and easy access accounts have variable interest rates.
We reserve the right to withdraw these products from sale at any time.
fscs logo

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk.