Our products at a glance

Overview

Saving, like so many things in life, is about balancing your needs. We've listened to what savers like you have to say, and put together a simple range of products so you can choose the combination of access, rate, and certainty that suits you the most.

Choosing the best savings option is easy with Charter Savings Bank because we only have simple, straightforward and easy to understand ways to help you grow your savings. Whether you're saving over a longer term for a special occasion, or looking for a home for money that you can access quickly, we've got a savings account for you.

Click on the product tabs on the left for further product information.

Easy Access

With an Easy Access account you're free to make deposits whenever you want, and make withdrawals to suit your needs. All very simple and straightforward.

Find an account that suits you

Savings products & rates at a glance

Product Name Interest
paid
Balance
from
Balance
to
Gross
interest**
AER* Online Postal
Easy Access Name Easy Access - Issue 14 Interest paid Annually Balance from £5,000 Balance to £1,000,000 Gross interest** 1.35% AER* 1.35%
Name Easy Access - Issue 14 Interest paid Monthly Balance from £5,000 Balance to £1,000,000 Gross interest** 1.34% AER* 1.35%

* AER stands for annual equivalent rate and illustrates what the interest rate would be if it was paid and compounded once each year.
** GROSS - the interest that you earn on money in your account before income tax is deducted.
Tax Free - the contractual rate of interest payable where interest is exempt from income tax. The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change. Tax treatment depends on an individual’s personal circumstances. The government is responsible for the favourable tax treatment of ISAs and that may change.
The notice and easy access accounts have variable interest rates.
We reserve the right to withdraw these products from sale at any time.

Financial Services Compensation Scheme

Financial Services Compensation Scheme

Your eligible deposits with Charter Savings Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered. Please click here for further information or visit www.fscs.org.uk.