3 Year Fixed Rate Cash ISA
A 3 Year Fixed Rate Cash ISA could be a good option if you don't need access to your money for 3 years. You'll benefit from a fixed interest rate throughout the term. This means you'll know exactly how your tax-free** savings will earn interest over time.
Apply for a 3 Year Fixed Rate Cash ISA
Highlights:
- Make the most of your savings with a fixed 4.67% AER* tax-free** rate of interest
- Boost your savings by locking in your money for 3 years, where you’ll know how much interest you’ll earn over the term
- Minimum initial deposit of £5,000
- Choose between monthly or annual interest as part of the sign-up process
* AER stands for annual equivalent rate and illustrates what the interest rate would be if it was paid and compounded once each year.
Tax treatment depends on individual circumstances and may be subject to change in the future.
** Tax Free - the contractual rate of interest payable where interest is exempt from income tax. The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change. Tax treatment depends on an individual’s personal circumstances. The government is responsible for the favourable tax treatment of ISAs and that may change.
Why a 3 Year Fixed Rate ISA could be right for you:
- You value stability by knowing how much interest you’ll earn
- You’re able and want to lock in your savings for 3 years and do not need the access to cash
- You want to take advantage of your ISA savings allowance or have an ISA you wish to transfer to us
- You don't need instant access to your savings
- You want a Cash ISA you can open and manage online
Not the right savings account for you?
Finding the best ISA rates is really important, but not everyone wants to lock their savings away for 3 years. If you want to take advantage of tax-free** savings but want a short-term solution, then we have plenty of other ISA options to help you reach your savings goals. Why not take a look through our other solutions?
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Frequently asked questions
A Cash ISA is a savings account that lets you earn tax-free** interest on your savings, helping you make the most of your money.
A fixed rate ISA is an account that has a fixed rate of interest across the current tax year and will not change during the term.
You can save up to your annual ISA allowance each tax year across all your ISAs. The allowance is set by the government and can change each tax year.
For the current tax year, the annual ISA allowance is £20,000
You can add funds to a 3 year fixed rate ISA in the first 30 days after the account has been opened up to the annual ISA allowance. After these 30 days, you will no longer be able to add money to your account until it matures.